Fintech & Payments Compliance

Build the controls behind your next bank conversation.

AML and KYC support for fintech and payments teams navigating launch, bank due diligence and growing compliance workloads.

Support for the stage you are in.

Launch with clear ownership

Map onboarding, customer reviews, escalations and reporting responsibilities across your business and its partners. Identify gaps before fragmented processes become recurring work.

Explore program development

Prepare for bank due diligence

Organize policies, risk information and evidence of how controls operate. We support sponsor bank readiness and responses to requests, without promising introductions or approval.

Explore bank readiness

Keep pace with growth

Add capacity for KYC reviews, screening exceptions, policy maintenance and management reporting. Establish a working cadence and an escalation route for unresolved issues.

Explore ongoing support

A partner bank relationship does not, by itself, explain who owns every compliance task. We help your team document the responsibilities, evidence and handoffs relevant to the agreed operating model.

Specialist knowledge. Practical support.

Our specialists hold the Certified Anti-Money Laundering Specialist (CAMS) and Certified Global Sanctions Specialist (CGSS) certifications, bringing focused expertise in AML and global sanctions.

Connect partners and internal teams

Clarify the handoffs between your business, its partners and the people operating the controls. Document responsibilities that would otherwise sit between teams.

Make controls explainable

Organize policies and operating evidence so management can explain how onboarding, reviews and escalations work in practice.

Keep recurring work moving

Support review queues, policy maintenance and management reporting, with a defined route for exceptions and decisions.

Our compliance expertise

See the work in context

Explore an existing engagement to understand the business situation, the scope of the review and the work described.

Explore a fintech AML engagement

Where compliance fits into apps & payment systems.

Payment apps, wallets and embedded payment products need clear handoffs between the customer experience, providers and internal operations. We help teams define where compliance reviews sit and who owns the decisions.

Account creation & onboarding

Define when identity or business checks belong in the customer journey, what information is needed and which exceptions should go to a person for review.

Payment activity & monitoring

Review where payment events, customer context and monitoring workflows connect. Define who reviews unusual activity, records decisions and escalates unresolved concerns.

Screening & customer changes

Map screening and review touchpoints around onboarding and relevant changes to customer information or activity. Clarify how potential matches are reviewed and resolved.

Internal tools & case handling

Give the operations team clear review queues, decision ownership and documentation expectations. Connect findings and exceptions to management reporting and follow-up.

What we can help put in place

A customer-journey control map, review and escalation procedures, a responsibility matrix and an agreed implementation plan. We can work alongside your product, engineering, operations and compliance teams to translate the agreed requirements into workflows and review the supporting evidence.

Our scope covers compliance advisory, control design and operational support. Software development and technical integrations remain with your engineering team or technology providers. The appropriate controls depend on the product, activities and jurisdictions.

Explore policies & operating procedures

Choose the support you need.

Fractional AML, KYC & compliance leadershipWhen your team needs ongoing capacity or an interim compliance leader.AML risk assessmentsWhen you need to understand exposure across products, customers and activities.Policies & proceduresWhen written procedures need to reflect how your business operates.Sponsor bank readinessWhen a bank asks for policies, ownership and evidence of controls.Independent AML reviewsWhen you need an appropriately independent assessment of your AML program.Remediation supportWhen findings need owners, priorities and evidence of completion.

Your first engagement. Clear next steps.

Review the current position

Begin with your product, customer types, partner requirements and next milestone. Identify the information needed to agree a useful scope.

Make priorities actionable

Define a responsibility map, evidence checklist or remediation tracker around the engagement. Connect tasks to owners and review dates.

Add leadership where needed

Our specialists can serve in interim or fractional CCO, Chief AML Officer, BSA Officer or MLRO roles, or support the existing officer. Appointments and responsibilities are agreed for the business and jurisdiction.

Review sample findings, action tracking and management reporting formats to see how the work can support your decisions.

See sample deliverables

Questions before we begin.

Can you help us secure a sponsor bank?

We support readiness, documentation and due diligence responses. We do not promise a bank introduction, partnership or approval.

Can you review controls you helped build?

Independent testing requires an assessment of independence. We distinguish implementation support from independent review before accepting the work.

What should we have ready for the first conversation?

A short description of your product, customers, current stage and immediate concern is enough to begin. Mention any upcoming bank review, launch or internal deadline. We agree how to share sensitive documentation after discussing the scope.

Can we begin with a small, defined project?

Yes. The first engagement can focus on a risk assessment, policy update, readiness review or a set of existing findings. We agree the deliverables and responsibilities before discussing whether continuing support would be useful.

How are timing and fees determined?

Scope depends on the business model, information available, complexity and work required. A defined review and recurring operational support need different levels of involvement. We discuss deliverables, dependencies, timing and fees before work begins.

What will our team need to own?

Your team provides business context, access to agreed information and the people needed for decisions. We define review responsibilities, approvals and escalations together. Any formal officer appointment is agreed separately from a general support engagement.

Guidance for founders.

Choose a guide based on the decision in front of you. Each explains practical considerations before you scope the work.

Founder guide

Prepare for bank partner due diligence

Organize the policies, responsibilities and evidence behind a bank partner review.

Read the guide Founder guide

KYC onboarding for fintech startups

Explore how customer reviews, exceptions and escalation routes fit into a growing onboarding process.

Read the guide

Explore related businesses.

Different business models bring different operating questions. Explore the page that best reflects what your company does.

Industry focus

Compliance for Tech Companies & Startups

For founders deciding what compliance support fits their product, stage of growth and next milestone.

Explore this industry Industry focus

Crypto & Digital Asset Compliance

For businesses reviewing onboarding, sanctions screening and monitoring around digital asset activity.

Explore this industry

Discuss your next step.

Tell us what your business does, your current stage and the milestone ahead. We will follow up to discuss a suitable scope.

Please keep customer records and sensitive account information out of your initial inquiry.